Hiring only non-family members would likely make labor management in your business easier than working with family members. The fact is, however, that most small businesses include two or more family members: spouses, children, in-laws, siblings, and parents...
People respond to a personal crisis with many feelings: anger, anxiety, outrage, and self-doubt. They may be hostile - lashing out at those closest to them. Or, they may become moody and depressed. Their tension may show up as restlessness, loss of appetite, loss of interest in sex, insomnia, and feelings of apathy and exhaustion. While some of these symptoms may be unpleasant, they are normal, predictable reactions of people experiencing a loss or critical change in their lives...
Debt management involves developing one or more strategies to help a debtor get that debt under control...
When the family faces reduced income, take immediate action to stop all excess spending. Whether your situation is temporary or extended, you need to get the most for your money...
Assets (What You Own), Liabilities (What You Owe), Liquid Assets, Loans, Marketable Assets, Credit Cards, Current Accounts, Other Personal Assets, Non-Marketable Assets.
Forget the instant news updates from the stock markets. Instead, find an older person to ask about surviving an economic crisis, suggests Texas AgriLife Extension Service personal money management expert Nancy Granovsky...
When the family is facing tough times, family members need to lean on each other more than usual. Talk to each other respectfully and listen to each other’s concerns...
An increase in the price of goods and services can be traumatic. When you have to pay more for things like petrol, food and health care, other difficulties may arise, especially if you are retired and/or are living on a fixed income. Realizing that your income does not go as far as it used to, even in covering the basics, can be alarming...
The mortgage is due, your paycheck is stretched and food and fuel prices are soaring. Do money problems have you down?
When your family income drops suddenly or expenses unexpectedly increase, your first concern may be how to pay your bills and meet your day-today expenses. It is also important to look at your total financial picture and determine which assets you might use to meet family obligations...
Services provided by the Margaret River Chamber of Commerce and Industry are partially funded by the Australian Government
